New Kia Optima Reviews, Specs, & Pricing

Get details on the new Kia Optima in the Motor Trend new car buyer's guide. With helpful data on pricing, reviews, safety ratings, specs, car pictures, and dealer rebates, you'll have all you need to make a decision on whether to purchase the new Kia Optima.

Read more: http://www.motortrend.com/new_cars/04/kia/optima/#ixzz1vjbXdjFY

Finance - Frequently Asked Questions

How do loans and leases differ?

When you take out a loan, all of the money used to pay it off applies to your eventual ownership of the vehicle. The initial down payment and principal on the loan cover the total cost of the purchase. Lease payments, however, apply only to the use of the vehicle. The total sum of payments covers the vehicle's depreciation over the time you drive it and is usually less than the outright price of the vehicle.

Finance - Frequently Asked Questions

Are monthly payments necessary?

Unless you're in the position to pay cash for a new or pre-owned vehicle, you'll need to establish a payment plan to obtain that vehicle. Two options exist - taking out a loan or leasing.